Terms of Use

By accessing Xcess, you agree to be bound by these Terms of Use, all applicable laws and regulations, and to be responsible for complying with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing Xcess. The materials contained on Xcess are protected by applicable copyright and trademark law.

You are granted a limited, non-exclusive, non-transferable, revocable license to temporarily download one copy of any downloadable materials on Xcess for personal, non-commercial, transitory viewing only. This license does not grant you the right to:

• Modify or copy the materials
• Use the materials for any commercial purpose
• Attempt to reverse engineer any software contained on Xcess
• Remove any copyright or other proprietary notifications from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

This license will automatically terminate if you violate any of these restrictions or Xcess may terminate it at any time.

Disclaimer The materials on Xcess are provided "as is". Xcess makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Additionally, Xcess does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to Xcess.

Limitations In no event shall Xcess be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Xcess, even if Xcess or an authorized representative has been notified orally or in writing of the possibility of such damage.

Links Xcess has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Xcess of the site. Use of any such linked website is at the user's own risk.

Modification of Terms of Use Xcess may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of use.

Governing Law Any claim arising out of or relating to these terms of use, Xcess, or the use of Xcess will be governed by the laws of Singapore without regard to its conflict of law provisions.